Paul Sciacca Licensed Insurance Broker

Nation Producer Number: NPN 19453211


Term Life Insurance

Return Of Premium

Term life insurance is only valid for a specific period of time, and once the time is over, you lose coverage, and your premiums are gone. They are a perfect way to protect your family from a debit or assure an asset like a home. Fortunately, it is possible to purchase a specific type of term life insurance coverage that won’t leave you empty-handed when your policy expires. With return of premium (ROP) life insurance, you’ll pay a flat rate for the duration of your policy and get all your money back at the end of the term.

Peace of mind can start with as little as $1/day for Term Life coverage, NO EXAM REQUIRED, and premiums are locked for the entire term. Find out about these state regulated programs to protect your family and your assets

Affordable Life Insurance rates for your family up to $250,000


✅No Medical Exams, just answer a few health questions
✅Premiums never increase
✅Benefits never decrease
✅Benefits are non- taxable
✅You my qualify for “return of premium” coverage

Enrollment is open now, CLICK BELOW to get pre- qualified

Licensed States

California  |   Idaho  |   Iowa  |   Kansas  |   Maine |   Maryland  |   Michigan  |   Nebraska  |   Nevada  |   New Jersey  |   New Mexico  |  Utah  |  South Carolina  |  Tennessee  |  Virginia  |   West Virginia

Easy Application

You can qualify for coverage without a medical exam or blood draw, just answering some basic health questions. And applications are done over the phone, quickly and easily.

Get Qualified

People ages 20 – 70 may qualify for a term policy to help protected your Family and your assets. Applicants under 55 may qualify for a return of premium policy.

Dependable Coverage

You can get up to $250,000 in coverage, and your premiums will never increase. Find out if your eligible for a return of premium policy.

Get Qualified

Click Submit Below and Paul will reach out to help you get qualified for Life Insurance Coverage that right for you.

Get Qualified with A+ Rated Companies

Paul M Sciacca  |  Insurance Broker  | Nation Producers Number: NPN 19453211  ®  All rights reserved. 2021   All written content on this site is for information purposes only. Opinions expressed herein are solely those of, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our agency as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.    All third party trademarks, including logos and icons, referenced in this website, are the property of their respective owners. Unless otherwise indicated, the use of third party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between and the owners of those trademarks. Any reference in this website to third party trademarks is to identify the corresponding third party goods and/or services.